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40th IASP World Conference on Science Parks and Areas of Innovation

Data Strategy for Credex (Feidai) - Business Innovation and Transformation under Digital Era

Document type:
Conference Paper
2.40 €
  1. Authors
    Zejun Shuai
  2. Publication date
    September 2023
  3. Place of publication
  4. Number of pages
In this report, I would demonstrate one of the most data-driven fintech companies in China throughout last decade --- CredEx (Feidai) . I shall briefly illustrate its key business drivers, organizational chart, the evolution of the data protection policies, the capability of the current value stream, and at the end, the takeaways from my observation, including its "Credit Factory" model and transition to an offline-to-online (O2O) model. It also discusses the importance of data governance, particularly in the context of China's data protection laws. The suggested data governance framework and organizational chart outline the necessary structures and processes for effective data management. The report concludes with insights on the significance of data management, the competitive advantage of leveraging data, the need for harmonized data governance, compliance with data protection laws, and the importance of flexibility and adaptability in a data-centric company.
  1. Conference name
    40th IASP World Conference on Science Parks and Areas of Innovation
  2. Conference theme
    Megatrends in Innovation Ecosystems: What are the impacts for STPs & AOIs?
  3. Location
    Luxembourg, Luxembourg
  4. Start date
  5. End date